Own Art is a scheme that enables you to buy artwork - including framing — priced between £250 and £5000, and spread the cost over ten equal monthly instalments, completely interest-free.

You’ll pay 10% of the total value each month for ten months. No interest or hidden fees apply.

1. Find the artwork you’d like to purchase.

2. Complete the form on the relevant product page, or contact us specifying which artwork(s) you wish to buy.

3. We’ll send you a link to complete your Own Art online application — the process takes around 10 minutes.

To qualify, you must:

• Be a UK resident for 12 months or more, and

• Be aged 18 or over, and one of the following:

1) Working at least 16 hours a week (employed or self-employed)

2) A retired person receiving a pension

3) A recipient of disability allowance

If you aren't working but are married to or living with a partner who does meet one of the above criteria, then you may still apply provided your partner is happy for their employment details to be included on your application form.

The Own Art scheme is financed by Mitsubishi HC Capital UK PLC, trading as Novuna Personal Finance, and is supported by the Arts Council of England.